As a Personal Financial Representative in Spring, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.
As a small business owner, I understand the importance of building a solid foundation for the future and developing long-lasting customer relationships. That’s why I’m committed to offering you the same level of service I’d expect from my own business dealings. When you leave my office, I hope you’ll feel confident, informed, assured and satisfied in your choices. The way you should feel.
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Accidents can occur at places of employment at any time regardless of whatever care may be taken to minimize the possibility. Mishaps can obviously occur in a physically demanding job but this can be equally true for someone who spends the lion share of his or her time sitting at a desk as well. In an attempt to be competitive with other companies, businesses often find it challenging to offer the more comprehensive employee benefit package, but in the interest of attracting the best employees they do try! Occupation or accident insurance is usually an option for one’s employees that ...Read More
As a result of all the publicity for all the bankruptcies declared due to major illnesses over the years, a financial product was created called critical illness insurance. When some form of critical illness hits, the expenses can blow up quickly and this is why critical illness insurance can be the answer to this problem. Not only that, this coverage can act as part of a package of protection for workers through employer-offered plans. Many employers still do provide some form of health care to their employees. Then there are those who sweeten the deal by also making available additional ...Read More
Disability insurance is the type of coverage that allows payouts to those who have been injured or are suffering from a chronic illness which prevents them from working. If one works for a company that provides disability benefits, your coverage premiums can be included with what you pay on your regular medical benefits. If an unexpected health crisis occurs, which requires an extended leave of absence from your place of employment, you can apply for disability through your employer. Your disability claim is usually approved after the determination that sufficient proof of your disability and work restriction has been provided ...Read More
Long-Term insurance is the type of insurance that helps in paying for the care of individuals who cannot care for themselves. This kind of insurance is not necessarily related to a specific medical issue, but rather addresses the issue of mobility. Most employer-provided medical insurance options may have some long-term care benefits, but often they are quite limited. Long term care insurance is an important part of protecting your health (and your future) from lengthy illnesses. Should you be out of work for more than 30 days at a time, then a policy that will provide for you while you ...Read More
Death is as natural as life and though it is demonstrably difficult to ever know when death will come to us, it is a subject worth investigating when it comes to those who are left behind. It is the surviving members of a family who are the ones saddled with funeral expenses and any remaining medical bills after a loved one passes. Should the loved be the breadwinner, then quite often the family may have a hard time financially as result of the missing income that the deceased family member no longer provides. The financial repercussions of death can affect ...Read More
For most states, some form of auto insurance is a legal mandate and, generally, full coverage is required by auto loan providers. The minimum coverage requirement varies from state to state as well by bank and credit union policies. For some drivers, multiple requirements may be in place that are necessary to be met. Also, many drivers can benefit from obtaining additional coverage that is optional though quite valuable for individual circumstances. In the vast majority of cases, drivers are required by each state’s law to have at least some liability coverage on their auto insurance policies. There are some ...Read More